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Loan Rates

Interest Rates on Loans & Advances

Si No Segment Revised Int Rates
1 Cash Credits and Term Loans a) Up to Rs. 50,00,000/ For 5 Years 12.50%
2 Gold Loans a) FOR 3 MONTHS 8.50%
b) FOR 6 MONTHS 9.50%
c) FOR 12 MONTHS 10.00%
3 Mortgage Loans Up to Rs 5 Lacks For 7 Years 11.75%
b) above 5 lakhs Up to Rs 10 Lacks For 10 Years 12.25%
c) above 10 lakhs Up to Rs 20 Lacks For 10 Years 12.75%
4 Housing Loans(For Construction/Purchase) a) Up to Rs 70,00,000 For 15 Years 9.00%
5 Education Loans a) Up to Rs 10,00,000/- 14.00%
6 Vehicle Loans a) Above Rs 10,00,000/- 14.00%
7 Vehicle Loans Small and Medium Enterprises (SME) Loans a) Up to Rs 10,00,000/ For 5 Years 14.50%
b)Above Rs 10,00,000/ For 5 Years 14.50%
8 Small and Medium Enterprises (SME) Loans Professional Loans a)Up to Rs 10,00,000/ For 5 Years 14.50%
b)Above Rs 10,00,000/ For 5 Years 14.00%
9 Professional Loans Self-Employment Loans a) Up to Rs 10,00,000/ For 5 Years 14.00%
10 Self-Employment Loans Small Scale Industry Loans a)Above Rs 10,00,000/ For 5 Years 14.50%
b)Up to Rs 2,00,000/ For 5 Years 13.00%
11 Small Scale Industry Loans Consumer Durables/Yatra Loans a) Above 1,00,000/- For 5 Years 15.50%
b)Up to Rs 25,00,000/ For 5 Years 14.00%
c)Above 25,00,000/ For 5 Years 14.00%
12 Consumer Durables/Yatra Loans Small Business Loans a)Up to 1,00,000 For 7 Years 15.50%
b)Above 5,00,000 For 1 Year 12.50%
13 Small Business Loans Property purchase loans a)Up to Rs 15,00,000/ For 1 Year 12.50%
b)Above 70,00,000/ For 15 Years 9.00%
14 Property purchase loans Senior Citizen Loans a) Amount Used for Construction For 5 Years 15.00%