Contact Us

Loan Rates

Interest Rates on Loans & Advances

Si No Segment Revised Int Rates
1 Cash Credits and Term Loans a) Up to Rs. 50,00,000/ For 5 Years 14.00%
b) Above Rs 50,00,000/ For 5 Years 14.00%
2 Gold Loans a) Up to Rs 1,00,000/ For 5 Years 12.50%
b) Above Rs 1,00,000 lac & up to 10,00,000 For 5 Years 13.00%
3 Mortgage Loans Up to Rs 3 Lacs 15%
4 Mortgage Loans Above Rs 3 Lacs 15.5%
5 Housing Loans a) Up to Rs 2 Lacs For 5 Years 11.50%
b) Up to Rs 2 Lacs For 10 Years 12.00%
c) Up to Rs 2 Lacs For 15 Years 12.50%
d) Above Rs 2 Lacs & Upto 5 Lacs For 5 Years 12.00%
e) Above Rs 2 Lacs & Upto 5 Lacs For For 10 Years 12.50%
f) Above Rs 2 Lacs & Upto 5 Lacs For For 15 Years 13.00%
g) Above Rs 5 Lacs & Upto 50 Lacs For 5 Years 12.50%
h) AboveAbove Rs 5 Lacs & Upto 50 Lacs For 10 Years 13.00%
i) Above Rs 5 Lacs & Upto 50 Lacs For 15 Years 13.50%
j) Above Rs 50 Lacs For 5 Years 13.50%
k) Above Rs 50 Lacs For 10 Years 14.00%
l) Above Rs 50 Lacs For 15 Years 14.50%
m)For repairs and Up gradation (Max Rs 2 Lacs)For 5 Years 14.00%
6 Education Loans a) Up to Rs 10,00,000/- For 5 Years 14.00%
7 Vehicle Loans a) Up to Rs 5,00,000/ 14.00%
b)Above Rs 5,00,000 For 5 Years / 14.50
8 Small and Medium Enterprises (SME) Loans a) Up to Rs 10,00,000/- 14.50%
b)Above Rs 10,00,000/- 14.50%
9 Professional Loans a) Up to Rs 10,00,000/ For 5 Years 14.00%
b)Above Rs 10,00,000/ For 5 Years 14.50%
10 Self Employement Loans a) Up to Rs 10,00,000/ For 5 Years 14.00%
b)Above Rs 10,00,000/ For 5 Years 14.50%
11 Small Scale Industry Loans a) Up to Rs 2,00,000/ For 5 Years 13.00%
b)Above 2 lacs & Up to Rs 25,00,000/ For 5 Years 14.00%
c)Above Rs 25,00,000/ For 5 Years 14.00%
12 Consumer Durables/Yatra Loans a) Up to Rs 1,00,000/ For 5 Years 15.50%
b)Above 1,00,000/ For 5 Years 15.50%
13 Small Business Loans a) Up to Rs 10,00,000/ For 5 Years 14.50%
b)Above 10,00,000/- For 5 Years 14.50%
14 Property Loans a)Up to 5,00,000 For 7 Years 14.00%
b)Above 5,00,000 For 10 Years 14.50%
15 Senior Citizen Loans a) Up to Rs 5,00,000/ For 5 Years 14.50%
b)Above 5,00,000/ For 5 Years 15.00%
16 Contractors & Builders Loans a) Amount Used for Construction For 5 Years 15.00%